Sapphire Preferred Card by Chase: A Premium Choice for Travelers and Foodies

Card Details

The Sapphire Preferred Card by Chase is an exceptional credit card designed to elevate the travel and dining experiences of its cardholders. One of the standout features of this card is its enticing welcome offer. You can earn 60,000 bonus points after spending $4,000 on purchases within the first 3 months of account opening. These points can be redeemed for $750 towards travel through the Chase Ultimate Rewards® program, making it a great option for those who love to explore the world. Beyond the sign-up bonus, the card offers an attractive rewards rate, including 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, and 2x points on all other travel purchases.

As a cardholder, you will enjoy several additional perks, such as a $50 annual Ultimate Rewards Hotel Credit, which can be used for hotel stays booked through Chase Ultimate Rewards®. You also get access to DashPass for a year, which unlocks $0 delivery fees and lower service fees on eligible orders. Moreover, each account anniversary, you can earn up to $50 in statement credits for hotel stays booked through Chase Ultimate Rewards®. The card provides 25% more value when redeeming points for travel like airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards®, making it especially valuable for frequent travelers.

Card Fees and Rates

The Sapphire Preferred Card carries an annual fee of $95. While this may seem like a significant cost, it’s important to consider the wealth of benefits and rewards that come with the card. For frequent travelers and diners, the rewards and perks far outweigh the annual fee, making this a great value for those who can take full advantage of the program. The card offers a variable APR ranging from 21.24% to 28.24%, depending on your creditworthiness. Although the card does not offer direct cashback, the reward points you earn can be redeemed for travel, which can be far more valuable for those who travel often.

If you are considering applying, it's important to keep in mind that a recommended credit score of 690-850 (Good to Excellent) is necessary for approval. Additionally, the card is available to those who have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Card Benefits

The Sapphire Preferred Card offers a robust range of benefits, making it an excellent choice for travelers and food lovers alike. With its 60,000 bonus points after spending $4,000 within the first 3 months, you can easily earn $750 towards travel when redeemed through Chase Ultimate Rewards®. Furthermore, you can earn 5x points on travel purchased through Chase Ultimate Rewards®, giving you maximum value for your travel expenses. The card also provides 3x points on dining, including eligible delivery services, takeout, and dining out, allowing you to rack up points on your food-related purchases. Whether you are enjoying a night out at a restaurant or ordering delivery, you are always earning rewards.

For grocery shoppers, the Sapphire Preferred Card offers 3x points on online grocery purchases (excluding certain retailers like Target, Walmart, and wholesale clubs), as well as 3x points on select streaming services, which adds to its appeal for a variety of everyday purchases. Additionally, you’ll earn 2x points on other travel purchases and 1 point per dollar spent on all other purchases, ensuring that all your spending is rewarded.

The card provides 25% more value when redeeming points for travel through Chase Ultimate Rewards®, enhancing the value of your points and ensuring you get the most out of your rewards. On your account anniversary, you’ll receive bonus points equal to 10% of your total purchases made the previous year, further boosting your rewards potential. The Sapphire Preferred Card also includes valuable travel benefits such as Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, and Lost Luggage Insurance, which provide peace of mind while traveling.

In addition to its travel perks, the card offers complimentary access to DashPass for a year, which unlocks $0 delivery fees and lower service fees on eligible orders through platforms like DoorDash. You’ll also earn 5x points on Lyft rides through March 31, 2025 and receive 6 months of complimentary Instacart+ membership, with statement credits for eligible Instacart purchases through July 2024. The card further enhances your lifestyle with 5x points on Peloton equipment and accessory purchases over $150 through March 31, 2025, ensuring that your spending on fitness gear earns valuable rewards too.

Why You Should Apply Now

The Sapphire Preferred Card by Chase is an ideal choice for frequent travelers and those who enjoy dining out. With its generous sign-up bonus, valuable rewards rates, and array of travel benefits, it is designed to maximize the value of your spending. Whether you're booking a flight, dining at a restaurant, or enjoying entertainment, the Sapphire Preferred Card ensures you're always earning rewards. The additional perks, like complimentary DashPass and travel protections, further enhance the card’s value. If you're ready to take your travel and dining experiences to the next level, applying for the Sapphire Preferred Card is a smart decision.

With all these benefits at your fingertips, now is the perfect time to apply for the Sapphire Preferred Card and start earning rewards on your purchases. Don’t miss out on this opportunity to elevate your financial and travel lifestyle.