Citi Custom Cash Card is a Top Choice for Rewards

Flexible Cashback Rewards
The Citi Custom Cash Card offers a unique way to earn cashback, providing 5% cash back on your top eligible spending category each billing cycle, up to the first $500 spent. Eligible categories include groceries, dining, gas stations, and even select streaming services. This flexible structure ensures that you’re always earning the highest cashback rate on the category where you spend the most.
Whether you're dining out, filling up at the gas station, or shopping for groceries, the Citi Custom Cash Card adapts to your changing spending habits. With the ability to earn 5% on the category that matters most to you, this card ensures that every purchase is maximized for rewards.
Generous Sign-Up Bonus
New cardholders can benefit from a significant sign-up bonus—$200 cash back after spending $750 within the first three months. This is an excellent way to kickstart your rewards earning, providing you with immediate value as soon as you start using the card.
The sign-up bonus is a great incentive for those looking to maximize their rewards quickly. It adds to the overall appeal of the card, making it a smart choice for new applicants eager to earn cashback on their purchases right away.
Introductory APR and No Annual Fee
The Citi Custom Cash Card comes with a 0% introductory APR on purchases and balance transfers for the first 15 months, making it an attractive option for those who need to make large purchases or transfer existing balances. After the introductory period, a variable APR of 19.24% to 29.24% applies, depending on creditworthiness. This competitive APR helps cardholders manage their spending while earning cashback.
Moreover, the card has no annual fee, making it a cost-effective way to earn rewards without incurring extra charges. This feature is perfect for those looking to maximize rewards without adding additional expenses.
Comprehensive Mastercard Benefits
As a Mastercard product, the Citi Custom Cash Card comes with a range of valuable benefits, including travel assistance, emergency services, extended warranty protection, and purchase security. These additional features provide added security and convenience, enhancing the card's overall value beyond just cashback rewards.
These benefits are particularly valuable for those who travel frequently or make large purchases, as they offer peace of mind and a layer of protection against unforeseen circumstances.
Why You Should Apply for the Citi Custom Cash Card
If you're looking for a flexible and rewarding credit card, the Citi Custom Cash Card is an excellent option. With its 5% cash back on your top spending category, no annual fee, generous sign-up bonus, and competitive APR, it’s designed to maximize your rewards while offering great value. Whether you want to earn rewards on everyday purchases or take advantage of introductory offers, this card provides significant benefits.
Apply today and start earning cashback in the categories that matter most to you, all while enjoying the flexibility and added security that comes with Mastercard benefits.